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Habitat for Humanity Thunder Bay Homeownership Program

Helping lower-income families in Thunder Bay to build a better life through affordable homeownership.

Have you always dreamed of owning your own home? Do you have a job, but find that you are having trouble getting ahead? We are looking for families who would like to work with us to build an affordable and safe home that they can call their own.

By completing this Expression of Interest application you are indicating that you are interested in homeownership with Habitat for Humanity Thunder Bay (HFHTB). This form is the first step in then application process. HFHTB will review the information you provide to determine if you are eligible to apply for a Habitat home. Within 3 months of Habitat receiving the completed form you will receive an phone call or letter informing you if you are eligible or not eligible for the second stage of then application process.

Have you always dreamed of owning your own home? Do you have a job, but find that you are having trouble getting ahead? We are looking for families who would like to work with us to build an affordable and safe home that they can call their own.

For questions, please email ceo@habitattbay.com

Qualification Checklist
Habitat for Humanity Thunder Bay reserves the right to make the final decision for acceptance on all applications. The following criteria are applied to determine eligibility: (Please Select Yes or No below)
I am currently employed within the community of Thunder Bay, where the home will be built.*
I have been consistently employed for the last two years.*
I have been a permanent resident or landed immigrant of Canada for 3 years or more.*
I DO NOT receive income from Employment Insurance or Social Assistance.*
I am ready to live where Habitat is building in the community.*
I am willing to complete 500 sweat equity hours prior to house possession.*
My present housing is at least one of the following: too expensive, too small, unsafe, or substandard; (Please note that preference will be given to families with young children)*
I currently DO NOT own a house*
Total household income (as defined on line 15000 of CRA Notice of Assessment) must be less than $84,600. Minimum household income to qualify for the program is $44,637.*
I am willing to provide the most recent CRA Notice of Assessment, as well as consent for Habitat to contact references from employer, landlord, and 2 other people who know the family well.*
I am willing to provide your last 3 pay statements from all jobs and 2 months of all bank and financial statements, including credit card statements.*
I consent to a credit check by Habitat for Humanity, Thunder Bay.*
I have not declared bankruptcy over the last 3 years or currently engaged in proceedings leading to bankruptcy or consumer proposals.*
We're sorry, but you do not qualify for our Homeownership Program.

*Please note that preference will be given to families with young children

How to Apply
Homeownership Program - Expression of Interest

[Answering yes to all questions in the previous checklist does not imply eligibility.] This form is the first step in the application process. HFHTB will review the information you provide to determine if you are eligible to apply for a Habitat home. Within 3 months of Habitat receiving the completed form you will receive an email or letter informing you if you are eligible/ineligible for the second stage of the application process.
Qualifications are subject to change due to economic indicators and construction costs for our next Build
I give Habitat for Humanity Thunder Bay permission to contact me

Name of Applicant*
First Last
Currently Employed?*
Full Time/Part Time
Employer Name

Yearly Income

Will there be another adult living with you? (18 years of age or older)*

Yes

No
Name of Co-applicant (if applicable)
First Last
Is the Co-applicant currently employed?
Full Time/Part Time
Employer Name

Yearly Income

Are you currently renting your home?*
Current Address
Street Address Address Line 2 City Province Postal Code

Home Phone Number*
Cell Phone Number*
Email Address*

What is the best time to contact you?*

Is there currently anyone under the age of 18 living with you?*

People, including yourself, presently living in your home
Relationship with the Principal Applicant (Self)
Relationship with the Principal Applicant

Age (Self)
Age

Gender (Self)
Gender

Relationship with the Principal Applicant (Person 2)

Age (Person 2)

Gender (Person 2)

Relationship with the Principal Applicant (Person 3)

Age (Person 3)

Gender (Person 3)

Relationship with the Principal Applicant (Person 4)

Age (Person 4)

Gender (Person 4)

Relationship with the Principal Applicant (Person 5)

Age (Person 5)

Gender (Person 5)

Please list your household income last year (From all sources, including Child Tax Benefit, pension income etc)
Source of Income (1st Source)
Source of Income

Amount $ (1st Source)
Yearly Amount $

Source of Income (2nd Source)

Amount $ (2nd Source)

Source of Income (3rd Source)

Amount $ (3rd Source)

Source of Income (4th Source)

Amount $ (4th Source)

Source of Income Total

Total Amount $

Please list all your existing liabilities including Bank loan, car loan, outstanding credit card balance etc.
Nature of Liability (1st Liability)
Nature of Liability

Amount $ (1st Liability)
Amount $

Nature of Liability (2nd Liability)

Amount $ (2nd Liability)

Nature of Liability (3rd Liability)

Amount $ (3rd Liability)

Nature of Liability (4th Liability)

Amount $N (4th Liability)

Nature of Liability Total

Total Amount $

I certify that all information in this form is correct to the best of my knowledge.*
Please explain why your family needs a Habitat home*
I consent to a credit check by Habitat for Humanity Thunder Bay*

Yes

No

Please accurately complete the information below as it will be used to run a credit check. Inputting incorrect information below will disqualify your application.
Name*
First Middle Last
Birthday Date*
Social Insurance Number*

Name of Co-Applicant*
First Middle Last
Birthday Date*
Social Insurance Number*

Signature*
Today's Date*
MM slash DD slash YYYY

Without a credit check, your application for homeownership will not be considered
Email
This field is for validation purposes and should be left unchanged.